Can I use the valuation to apply for a mortgage?
Yes. I visit the property and prepare the valuation report. For mortgage purposes, a Spanish appraisal company approved by Banco de España reviews and validates my work and issues the valuation. You will know which company is involved before you engage the service. An indicative valuation for buying or selling does not replace a mortgage valuation, and a valuation does not guarantee mortgage approval.
Which documents do I need to provide?
We will normally need the cadastral reference and up-to-date Land Registry documentation. Depending on the property and the purpose, plans, agreements or other documents may also be needed.
When can the property visit take place?
A visit can usually be arranged within 24–48 hours of accepting the quote, subject to location and access availability.
When will I receive the report?
The 24–48-hour timeframe relates to arranging the visit, not delivering the valuation. The delivery date is confirmed for each instruction, depending on the available documents, the property and, where applicable, the appraisal company's review.
How much does a mortgage valuation cost?
From €435.60 including VAT —€360 + VAT— for homes with an initial estimated value below €300,000. This includes my technical work and the valuation issued by the approved appraisal company. The purchase or sale price can be an initial reference for the quote, but it does not determine the valuation result. The final quote and terms are confirmed before you engage the service.
Does that price also apply to inheritance or sale valuations?
The stated price applies to residential mortgage valuations within the conditions described. Valuations for buying, selling, inheritance, division of assets or other purposes are quoted according to the property and scope of the report.
Can we communicate in English or German?
Yes. Enquiries and visit arrangements can be handled in Spanish, German or English.
Can the valuation be used in court proceedings?
That depends on the proceedings and the type of document your lawyer requires. Please discuss the case with me first so we can confirm the scope, documents and whether this service is suitable.